Friday, August 23, 2019

Cambrian Explosion Research Paper Example | Topics and Well Written Essays - 1500 words

Cambrian Explosion - Research Paper Example Parker defines it thus: â€Å"The Cambrian explosion is the evolutionary episode in which all animal phyla attained complex external forms.† (Parker, 2003, p. 9) The phylum is the body plan of an animal, and in the period before 543 million years ago, called the Precambrian era, there were only three distinct animal phyla, whereas at 538 million years ago, there were 38, and this phenomenal increase is what gives rise to the term â€Å"Cambrian explosion.† Some aspects of this theory are, however, disputed, and there are studies which support a much more gradual development of the 38 animal phyla over a much longer time, reaching back long before the so-called explosion period from 543 million years ago. This paper examines the key arguments in favour and against the phenomenon known as the Cambrian explosion concludes with some reflection on what the implications of the Cambrian explosion debate are for modern science. Most scholars agree that there is a step-change in the fossil record at around 543 million years ago. There are some problems, however, in assuming that this surviving record showing a sudden increase in phyla variation gives us a true and complete picture of what actually happened. As scientists discover and analyse further samples, and as new technologies emerge which allow different kinds of analysis, the picture can change dramatically. Above all, it must always be remembered that the preservation of specimens is largely a matter of chance, and there is always the possibility that key pieces of evidence have not survived, or have not yet been discovered: â€Å"While fossils provide the only tangible evidence for the origin of animals, some key early metazoan fossils are rare and many lack informative characters, making the derivation of a rigorous phylogenetic hypothesis based solely on fossil data difficult.† (Cartwright and Collins, 2007) Referring to new technologies such as comparative genomics , Cartwright and Colli ns conclude that â€Å"currently available genomic data supports the origin of a complex genome predating the Cambrian radiation, with the ancestral genome possessing the molecular toolkit necessary for an ‘explosion’ of body plans and complex traits.† (Cartwright and Collins, 2007) This position modifies the theory of the Cambrian explosion only slightly, since it theorizes a large number of evolutionary changes before 543 million years ago, at the molecular level, which then had the effect of causing a rapid divergence of organisms in the Cambrian explosion period. Factors external to the animals then prompt the adaptations that we see in the physical record. Some of the more popular science books propose single factors as â€Å"triggers† for the Cambrian explosion, such as changes in the way that light affected the earth which in turn prompte the evolution of sight, which had the effect of increasing pressure on organisms to avoid being seen and eaten b y other organisms (Parker, 2003). The importance of the Burgess shale deposits in British Columbia, Canada is recognized as a crucial piece of evidence and has been labelled as the indicator of a â€Å"Big Bang† in animal evolution. (Carroll, 2005, p. 138) The diversity of forms is explained in terms of adaptation to changes in the environment: â€Å"Genes in the tool kit are important actors in this picture, but the tool kit itself represents only possibilities, not destiny. The drama of the Cambrian was driven by ecology on a global

Thursday, August 22, 2019

If the Earth Were a Village Essay Example | Topics and Well Written Essays - 750 words

If the Earth Were a Village - Essay Example In terms of my racial background and how it has affected my social life, I had always thought that race didn’t hold much sway in constructing who I am, but I would be naà ¯ve if I didn’t believe that this influences other peoples opinions of me. It is the case that in this society many people still view race as an important indicator of social status. Whilst it does not matter to me I cannot say with certain it has not affected how others think of me. In terms of how my religious background has affected my life, it is the case that this has exposed me to a number of people in my social circle. As I had regularly attended mass and many after church services, I have met many people who I generally consider to share many of the same values as myself. Furthermore through catechism I have met many friends who come from very different backgrounds but also share many of the same values as me. In this regard I feel I have been very lucky with meeting lots of friendly people throughout my life. However in many respects this could be considered troublesome insofar as through these outlets I have really only been exposed to people with similar vales as myself, and with an increasingly multicultural society I can definitely see the value in meeting more people from different backgrounds with different values.

Student Values Essay Example for Free

Student Values Essay Encarta defines Values as the accepted principles or standards of an individual or a group. The University of Phoenix has clearly defined these standards for each student in the student handbook. As a student at the University of Phoenix, there are many values that I find extremely important. I have narrowed it down to three for discussion in this paper: Promoting the University of Phoenixs Mission Statement; Consistent Attendance; and Participation in Learning Teams. According to the University Of Phoenix, its mission is to educate working adults to develop the knowledge and skills that will enable them to achieve their professional goals, improve the productivity of their organizations, and provide leadership and service to their communities (University Of Phoenix, 2005, p. 2). To fulfill this mission, the University of Phoenix states it will: Facilitate cognitive and affective student learning, develop competence in the communication, critical thinking, collaboration, and information utilization; provide instruction that bridges the gap between theory and practice; to use technology to create effective modes and means of instruction; improve the teaching/learning system, curriculum, instruction, learning resources, counseling and student services by assessing student learning; foster a spirit of innovation that focuses on providing academic quality, service, excellence, and convenience to the working adult; and to generate the financial resources necessary to support the Universitys mission (University Of Phoenix, 2005, p. 2). To paraphrase from the handbook, our responsibilities as students states that we act ethically with one another (students, faculty, University staff); welcome the contributions of not only students, but faculty and staff members in creating an atmosphere of respect and recognition; foster a productive learning atmosphere; constructively accepting and providing feedback; identify individual and professional values of ourselves and others; show independence and direction in the conclusion of group/individual learning objectives; Be accountable for our actions (communication, interactions); recognize that conflicts/resolutions between individuals/groups are necessary to the team learning process; preserve confidentiality and privacy of personal or professional information being communicated; accountability for group achievements from working collaboratively in the learning process; adhere to the University principles on plagiarism/academic cheating; observe all laws and adhere to the University policies. In order to support the Universitys mission, we, as students, must follow certain values during our studies at the University of Phoenix. Without these values, we would not be able to uphold the Universitys mission. Personally, I uphold the mission statement by participating to the fullest degree possible, putting forth my best efforts as a student, and maintaining a high degree of ethical standards. I also find regular class attendance an important value, as a University of Phoenix Student. Whether it is traditional, online or direct study, class attendance is mandatory and essential for effective learning. Since we are online students, class participation is extremely important. Dr. Wilson states that Participation is very important online. You will be expected to participate four days a week in several different discussions and to contribute at least two substantive discussion messages on each of those four days (Wilson, 2006, p7). Because our class is based on the Active Learning Model, our classroom is a dynamic learning arena. As stated in the University Catalog, the model is based first on the assumption that the learners active involvement in the learning process is essential to good practice. Thus, University of Phoenix classrooms are intended to be dynamic learning spaces (University Of Phoenix, 2005, p. 13). For this reason, it is imperative that classes not be missed or we would not be able to participate in the active learning environment. Another value that is conducive to learning is the development of the Learning Team. A Learning Team is a small group of students, ranging from three to six people (from different parts of the country or world) that is crucial to our learning environment. Learning Teams are an essential design element in the Universitys teaching and learning model through which students develop the ability to collaborate ? an ability expected of employees in information-age organizations and one of the Universitys primary learning goals (University Of Phoenix, 2005, p. 14). The Learning Team forces us to work effectively and efficiently. The team must work together in order to complete the assigned tasks. Working in groups also teaches us how to work in diverse groups in the real-world. In conclusion, the values I have listed only scratch the surface of the value system. Values are a part of us and society as a whole. They may relate to how each of us views the world around us or may be the basis for the laws that govern us. Without values, we could be living in a world that would not be able to distinguish between what is right and what is wrong. References University of Phoenix (2005). University of Phoenix Catalog 2005-2006. : . Wilson, T. (2006). COM 526 Syllabus. : .

Wednesday, August 21, 2019

Differences of Opinion in End of Life Care

Differences of Opinion in End of Life Care Introduction The case study relates to an expected death of one of the residents who lived in a care home that provides nursing care and support for older people with many various conditions. Mr. X became frail after a couple of months of admission to the settlement. Lastly he was treated by antibiotics for various infections, mainly chest and urine (four times within a short period of time 8-9 weeks). Regrettably his body appeared not to respond to the treatment used. He was losing the ability to decide about himself gradually. Due to Mr X’s limited mental capacity one of his sons had power of attorney (POA) in order to make complex decisions related to his father care. Adult with incapacity (AWI) certificate was in place. Suddenly Mr X’s condition deteriorated rapidly and actions were required in relation his end of life care. POA holder wished Mr. X to be transferred to the hospital for further, invasive treatments. However staff members were of the opinion that according to Mr X’s wishes he would prefer to be cared for within his present settlement. Assessment The issue in this situation was: differences in family and staff views at what the patient stated he would want to have and by whom he would want to be cared for at the end of his life. The identified problem was the risk of abuse of the patient’s autonomy. Although the son had good intentions to prolong Mr. X’s life because he was anxious and did not know how to approach the decision making, staff felt that Mr. X was becoming more ‘an object’ and not a person. According to Department of Health (DH) abuse can have unintentional complexities stemming from relationships of individuals involved (DH, 2000). The team lead by myself had to face a difficult and complex task of being ‘the advocate’ (Hurst et al., 2008) of Mr. X and brief the son about his fathers’ wishes. Under Mental Health (Care and Treatment) (Scotland) Act (2003) Mr X have chosen his son, to have power of attorney (POA) to make decisions about his health on his behalf, but he also specified in advance that he does not want to be transferred to hospital at last stages of his life. The NHS (NHS Choices, 2015) state that one cannot override this decision unless the POA specifies that the acting on behalf has the power to do so which was not the case We had to find a way to explain in a tactful manner that the approach to care will be palliative with rather sad prognosis trying to remove some of the stress from the difficult situation. At the same time documentation had to be looked through accurately; checked and analyzed and completed to have new care plans related to Mr. X final life stages in place. This was to ensure accountability and demonstrate how decisions related to Mr.X’s care were made (The Nursing and Midwifery Council, 2010). As trained staff, leading the unit and being directly involved in Mr.X’s care I was responsible for passing reliable and factual information assuring the best outcome for him but also for coordinating the team and communicating with the family. Bass (2008) recommends democratic approach that allows the leader balancing the decision-making stage by encouraging participation; by being consultative, consensual and concerned with people. Foster (2002) claims that the best way to manage challenging situations is to estimate what needs to be done, how and by whom it needs to be done . Mr.’s X’s condition deteriorated very rapidly and because the event was taking place within ‘doctors out of hours’ advice have been sought trough NHS 24 phone line with the resonance of a doctor’s visit. This was done to seek an opinion and to discuss the best treatment available for my patient which involved pain relief and comfort making as well as to assure the son that all available resources have been used to provide best possible care for Mr X. Seeking advice and asking the doctor to explain to the POA holder, why staying within the settlement would be better for Mr. X related to Bateman’s (2000) view of collective decisions making when acting on someone’s behalf. A member of staff, known to have very good relationship with the son was appointed to have an initial chat with him whilst Mr. X has been seen by the doctor. Palliative Care Guidelines (2013) suggest appointing a person who knows the patient well that is able to affirm life and regard dying as a normal process of life when communicating with the family. Delegating the right person for the right role is also urged by Stranberg (2015) who explains that it frees the leader up to tackle other important aspects of the mission. Motacki and Bruke (2010) add that delegating increases confidence and morale of subordinates and this way improves quality of care that they deliver. However, irrespective of the advantages of the democratic approach, there was little visible effectiveness in terms of Mr X’s deteriorating condition. Kane and Patapan (2012) claim that one of the disadvantages of the democratic approach is that it takes a lot of time. Mr.X’s situation required a less time consuming approach. Sadler (2003) argues that when decisions need to be made quickly authoritative and autocratic styles are the most effective. They allow strict but clear directions (autocratic) and assure credibility (authoritative). Whilst one of the delegated team members was talking to Mr. X’s son, the most appropriate treatment for Mr X was discussed between me and the doctor; the prognosis for Mr X were, alas, maximum a couple of days. Although the role of a nurse in a care home evolved over the last years there is a negative stereotype in the public related to care in nursing homes and many nurses find it hard to match the social status that a doctor carries with the title which is often voiced by the family members ( Sanders, 2012) To avoid the possible course of action related to who passes the information I have asked the doctor to speak with the son and explain the advantages of making a ‘Do Not Attempt Cardiopulmonary Resuscitation’ (DNACPR) decision. Brass (2008) explains that the autocratic leader decides, directs and controls all activities and is an effective forward thinker assuring at the same time good but strict organisation by keeping close regulation of policies and procedures. Kane and Patapan (2012) alert to use the democracy wisely explaining that, at times, democracy can do more harm than help. Although the democratic style is often considered very effective it demands a lot of time to set a plan, let people contribute and then opt for the best course of action. Both styles used enabled the team to organize and plan Mr. X’s end of life care in a desired way. The autocratic/ authoritative style by giving me confidence and resources in the form of pain and distress relief medication that were in place to be used when required and the DNACPR. The democratic discussing proposed course of actions with the doctor, the team and the family member. Peters (2005) encourages to mix styles in order to be effective but underlines that it is needed to have a broad repertoire of styles and to use them appropriately. By choosing the member of team who was familiar with the family I have managed to reduce the barrier between the POA and staff; and empower the team to take an active part in the tasks. This approach concerned both: Mr. X and his son and the members of the team. †¦ claims that team leaders and managers should pay attention to building team relationships because it helps the team to meet the established goals and objectives and to work as one cohesive unit. †¦ Ward (2002) adds that nursing needs leaders that can be facilitators to humanize their workplaces and this can be achieved by paying more attention to the people that work for an organisation. Creating the atmosphere of good relationships we have gained more time to plan individual care for Mr. X, as per his wish. The case demonstrated application of ‘demo autocratic’ approach by mixing the two styles often perceived as opposites. Planning The desired outcome was to help the patient to die comfortably and dignified and to help the son understand and accept his decisions (made when he was still capable) regarding his last days of life. The team had focus on the quality of care for Mr X that would mirror his wishes; [. in his room, looking at familiar faces around him, with his favorite music in the background, comfortable and pain free] The established goals refer to ’7-step protocol to negotiate goals of care’ recommended by Buckman (1992) and to Scottish Palliative Care Guidelines (NHS Scotland, 2014) Involve the entire team; encourage effective communication and a forward thinking approach; create the right setting – ensuring time and atmosphere to discuss the situation Determine the POA awareness and compare it with Mr.X wishes to clarify the context Check documents and explore what Mr X. was expecting and hoping for, compare it with POA holders’ expectations and explain best possible outcomes. Suggest realistic objectives; consult the doctor; organise DNACPR Alert everybody in the team to offer support and act in a sensitive and tactful manner knowing emotions that may arise. Make a plan and follow through – how Mr.X’s symptoms will be controlled and managed; appoint staff to observe and report changes in Mr. X condition, co-ordinate care; have pain and distress relief medication in place to be used when required; Review and revise Mr. X ability to eat and drink; his comfort; medication and doctor/nursing interventions required Have daily and hourly charts to control hydration level (fluid chart) and comfort (hourly turning chart) analyse them and act appropriately. Implementation To implement the goals it was important to obtain Mr. X’s sons agreement to continue with providing the care for Mr X within the care home. Mustafa (2015) suggest using imaginary approach and recommends talking about thoughts, values, wishes and desires of the dying person which helps to understand their points of view to end-of-life. Katz and Peace (2003) claim that this approach aims to enable a family member to put him/herself in the place of the dying person helps them choose as he or she would like. My duty was to coordinate the team- delegate tasks and people; control the situation and act in Mr X best interests by communicating with staff – explaining why and what is the desired outcome; document -write and implement ‘end of life care plan’: including pain and distress relief; hydration, skin care and wellbeing in terms of comfort and dignity. This related to an approach known as best interests (Katz and Peace, 2003) with the aim to decide what would be best Mr.X Delegating staff helped to provide good quality of care for Mr.X and demonstrated that our actions were not about ‘passive watching a dying person’ but about fulfilling Mr X wishes. Contacting the doctor and discussing Mr.X condition helped in implementing goals related to pain relief and distress as well as in obtaining the DNACPR decision. This meant for the team that all appropriate treatments will be given but we will not attempt CPR to let Mr. X pass away peacefully. The rationale for the DNACPR decision was explained to the son by the doctor making it clear that transfer to hospital was not appropriate. The steps undertaken are amongst others recommended by Morris and Collier (2012) in as guidance for care workers dealing with patients at their ends of lives. It was essential to involve the whole team and to trust each other in order to follow through the plan made earlier, ensuring that Mr X’s symptoms of pain and discomfort were controlled and managed. So once we had the pain relief and DNACPR in place to be used when required, it was needed to have dedicated people who could ‘flag up’ the moments of implementing them into practice. We had an explanatory meeting to alert staff to observe and document Mr. X’s ability to eat and drink; skin and his general comfort by completing daily and hourly charts to control hydration level (fluid chart) and comfort (hourly turning chart) to analyse them and act appropriately. This required excellent communication skills from the entire team. (†¦.) underlines the importance of care workers’ ability to use wide range of communicating skills such as nonverbal: touch, watch facial and eyes expression and listen. This way we could receive information about a particular of care aspect that needed to be addressed. Old and Swagerty (2007) mention that setting goals and their implementation is a challenging subject in the palliative care because the customers views differ from their families. The patients’ needs relate in the majority to sense of security, comfort and quality of life whereas the families focus more on the revival itself. The implementation of the goals set by the team related to the abilities of seeing the â€Å"whole† patientwhich is considered the underpinning philosophy in palliative care (Twomey et.al. 2007). Evaluation According to Crowie et al. (2012) case studies allow in-depth, multi-faceted explorations of complex issues in real-life settings and are often used to improve health care. Nursing teams have a constant presence in the patients life within care home settlements, while other healthcare professionals or relatives visit them with varying frequency and for limited periods of time. Therefore the teams are the direct environment for the people that they look after and depending on their professionalism, knowledge, style and compassion, the patient’s quality of life may vary. They deal with different conditions and face many challenges that can result in poor care delivery (Care Quality Commission (2013/14) Their attitudes to care are often perceived as more task based than person centered.Patients however, like Mr. X, often cannot decide for themselves and therefore need to be treated with even greater respect, dignity and compassion (Care Quality Commission, 2013/14) Although Mr X was considered at the end of life as he was likely to die within the next 12 months at admission to the care home (The General Medical Council, 2010) there was no clear instructions within his files of what do when his condition changes suddenly. The appointed by Mr.X POA holder had the right to make decisions for him regardless Mr X’s wishes that were nuncupated to staff only. Respecting his wishes the team made a great effort to act in the best interest of Mr.X This related to the use of various components of management and leadership. The Quality Compliance Systems (2014) highlights that the delivery of successful health and social care services relies on effective management and strong leadership. The Nursing and Midwifery Councils (2004) guidance implies an active approach from nurses is expected, using the terms protect and promote in relation to the rights of terminally ill patients and directs that â€Å"nurses must respect the rights of the individual and the patient/clients role in planning their own care. Nurses are seen as advocates for the customers and have a legal, moral and professional duty to care recognising the customer’s right to individual choice at all times†. There is however evidence of inconsistencies in palliative care services (House of Commons Health Committee, 2004) and this is why care teams need to take active part in creating ‘cultures of high quality care’. Dixon-Woods et al. (2014) state that there are four key elements: â€Å"inspiring visions operationalised at every level; clear, aligned objectives for all teams, departments and individual staff; supportive and enabling people management and high levels of staff engagement; learning, innovation and quality improvement embedded in the practice of all staff† to ensure compassionate care and high quality of care for patients. West et al. (2014) add team working as the fifth crucial element of improving quality of care. The family could have been explained the palliative care approach before the rapid deterioration of Mr X condition. Trough more effective communication and a forward thinking approach discussed with the family the issue of the suspected abuse of the autonomy would possibly become non existent The GP could have been contacted sooner to discuss CPR decison.

Tuesday, August 20, 2019

Financial Institutions in India

Financial Institutions in India Financial sector plays an indispensable role in the overall development of a country. The most important constituent of this sector is the financial institutions, which act as a conduit for the transfer of resources from net savers to net borrowers, that is, from those who spend less than their earnings to those who spend more than their earnings. Ok, now before continuing to explain the role of financial institutions in the development of industries, lets take a little bit brief detail of financial institutions in Indian context. Financial Institution: Financial Institution is not a new concept in financial history. The evolution of financial institutions must be differentiated from economic history and history of money. In Europe, it may have started with the first commodity exchange, the Bruges Bourse in 1309 and the first financiers and banks in the 1400-1600s in central and Western Europe. The first global financiers the Fuggers (1487) in Germany; the first stock company in England (Russia Company 1553); the first foreign exchange market; the first stock exchange. In financial economics, a financial institution is an institution that provides financial services for its clients or members. Probably the most important financial service provided by financial institutions is acting as financial intermediaries. Most financial institutions are highly regulated by government bodies. Broadly speaking, there are three major types of financial institution. Deposit-taking institutions that accept and manage deposits and make loans; Insurance companies and pension funds; Brokers, Underwriters and investment funds Functions of financial institutions: Why these institutions exit. Or simply saying, what are the basic functions of these financial institutions.? To know the role of these institutions, lets discuss its main functions that they provide. As we have already discussed that, there are numbers of financial institutions in financial market like banks, credit unions, asset management pension providing institutions, risk management institutions, which serve some purposes as follows: Accepting Deposits Providing Commercial Loans Providing Real Estate Loans Providing Mortgage Loans Issuing Share Certificates At the same time, there are several governmental financial institutions assigned with regulatory and supervisory functions. These institutions have played a distinct role in fulfilling the financial and management needs of different industries, and have also shaped the national economic scene. Here is the list of various financial institutions. Maharashtra State Financial Corporation The State Industrial and Investment Corporation of Maharashtra Ltd The Public/National Financial institutions All nationalized banks All scheduled banks All co-operative banks Regional Development corporations Housing Development Finance Corporation Export-Import bank of India So these are the various financial institutions existing in India. All have their own contribution in development of economy of India if we talk about that. Lets talk about State Bank of India (SBI). State Bank Of India: SBI (State Bank Of India) is the largest bank of India. It is considered as 29th most reputable company in the world according to Forbes. It is one of big four banks of India with ICICI bank, Axis bank and HDFC Bank. State Bank of India (SBI) was nationalized in July 1955 under the SBI Act of 1955. Seven banks of SBI formed subsidiary and was nationalized on 19th July, 1960. The State Bank of India is Indias largest commercial bank, as already said above. It serves 90 million customers through a network of 9,000 branches. It has largest ATM network all over India. There are six associate banks that fall under SBI, and together these six banks constitute the State Bank Group. All use the same logo of a blue keyhole and all the associates use the State Bank of name followed by the regional headquarters name. SBI Bank India has 52 Foreign Offices in 34 countries. SBI India serves the international needs of its foreign customers, in addition to conducting retail operations. The focus of the offices of SBI is India-related business. Few of the countries where SBI Bank has branches are as under: Australia Bahamas Bahrain Bangladesh Belgium Bhutan Canada France Germany And also other than these are USA, UK, South Africa and Sri Lanka. Functions of SBI: What are major functions of State Bank of India that are served? Lets try to find answer of that question then we will continue to discuss about its contribution to industrial development of India. As it comes under the category of Public/Nationalized banks, so it has directly link with public and other banks too. The State bank of India acts as an agent of the Reserve Bank of India and performs the following functions: It borrows money from the public by accepting deposits such as current account deposits, fixed deposits and saving deposits. It lends money to merchants and manufacturers for short periods. It also lends to farmers and co-operative institutions. It acts actually as the bankers bank. In discharging this responsibility, the bank provides loans to commercial bank when required and also re-discount their bill. It also acts as the clearing house of the commercial bank. State Bank of India also acts as an agent of Reserve bank of India. As an agent, the State bank of India maintains the treasuries of the State Government. It also performs various subsidiary services also. It collects checks, drafts, bills of exchange, dividends interest, salaries and pensions on behalf of its customers. So these are some of the functions that are performed by SBI. Contribution toward Industrial Development: Coming to major purpose of out term paper assignment, lets discuss about contribution to development of Indian Industries. As we know, financial institutions deal with various financial activities associated with bonds, debentures, stocks, loans, risk diversification, insurance, hedging, retirement planning, investment, portfolio management, and many other types of related functions. With the help of their functions, the financial institutions transfer money or funds to various tiers of economy and thus play a significant role in acting upon the domestic and the international economic scenario. The functions of financial institutions, such as stock exchanges, commodity markets, futures, currency, and options exchanges are very important for the economy. These institutions are involved in creating and providing ownership for financial claims. These institutions are also responsible for maintaining liquidity in the market and managing price change risks. As part of their various services, these institutions provide investment opportunities and help businesses to generate funds for various purposes. If we talk about SBI, the State Bank began an era of expansion, acting as a motor for Indias industrial and agricultural development that was to transform it into one of the worlds largest financial networks. Indeed, by the early 1990s, the State Bank counted nearly 15,000 branches and offices throughout India, giving it the worlds single largest branch network. Industrialization and Financial Institution: As we know that industrialization is the most important method by which any country can make its growth rapid and reliable. In the long-run it is regarded as the means to full employment, high productivity and better living standards. It is also the only way through which other objectives of national economic policy like removal of poverty, balanced regional development and national defense can be effectively realized. In India, at present, we have a fairly well-developed framework to cater to the financial requirements of the industrial sector, specifically of medium and long term finances. With a variegated structure, the financial institutions have played a signified part in the industrial development via investment market and have emerged as backbone of the financial system. State Bank of India has also contributed more in the development of industrial sector of India. Its roles fall in two categories: Qualitative Quantitative State Bank of India for carrying out its business operations, financial institutions implement different types of economic models. It like other financial institutions assists their clients and investors to maximize its profits by rendering appropriate guidance. This financial institution also imparts a wide range of educational programs to educate the investors on the fundamentals of investment and also regarding the valuation of stock, bonds, assets, foreign exchanges, and commodities. Since 1973, bank is actively involved in non-profit activity called Community Services banking. In the words of chairman of SBI, business is more than banking because by this we can touch the lives of people anywhere in many ways. At a macro level, SBI would likely be a key beneficiary of the economy returning back to a potential growth path through rising demand for loans as the economy rebounds to higher activity levels. Further, SBI could raise its productivity in the long run through potential mergers with its subsidiary banks and through revenue/cost synergies. With this, the number of SBI associates would come down to five. Further with a continued rebound in capital market activity and the life insurance and AMC, the business is picking up steam. Whatever the case, it is evidently clear that though the stock is looking a little expensive today, it is and will remain a blue-chip till the India story hold good. If the economy is back on the fast track, the banking system will have to show a robust growth led by none other than this banking behemoth. As there is linear relationship between economic growth and financial institutions, without financial institutions interference, any country cannot imagine growth of its economy. Financial institutions not only help industries by providing direct loans and subsidies to them but also providing finance education and skills indirectly. Since liberalization, the government has approved significant banking reforms. While some of these relate to nationalized banks like encouraging mergers, reducing government interference and increasing profitability and competitiveness, other reforms have opened up the banking and insurance sectors to private and foreign players. Currently, in 2007, banking in India is generally mature in terms of supply, product range and reach-even, though reach in rural India still remains a challenge for the private sector and foreign banks. In terms of quality of assets and capital adequacy, Indian banks are considered to have clean, strong and transparent balance sheets relative to other banks in comparable economies of Asia. The Reserve Bank of India is an autonomous body, with minimal pressure from the government. The stated policy of the Bank on the Indian Rupee is to manage volatility but without any fixed exchange rate. Currently, India has 88 scheduled commercial banks (SCBs) — 28 public sector banks (that is with the Government of India holding a stake), 29 private banks, these do not have government stake; they may be publicly listed and traded on stock exchanges, and 31 foreign banks. They have a combined network of over 53,000 branches and 17,000 ATMs. The public sector banks hold over 75% of total assets of the banking industry, with the private and foreign banks holding 18.2% and 6.5% respectively. And if we talk about SBI, it has largest ATM network all over India. SBI is a commercial bank. Commercial banks play an important role in economic development of developing country. Economic development involves investment in various sectors of economy. The banks collect savings from the people and mobilize saving for investment in industrial project. The investors borrow from banks to finance the projects. Promote the growth rate through the reorientation of loan policy. Special funds are provided to the investors for the completion of projects. The banks provide a guarantee for industrial loan from international agencies. The foreign capital flows to developing countries for investment in projects. Besides normal banking the banks perform agency services for the client. The banks buy and sell securities, make rent payments, receive subscription funds and collect utility bills for the Government departments. Thus these banks save time and energy of busy peoples. Banks arrange foreign exchange for the business transaction with other countries. The facility of foreign currency account has resulted in an increase of foreign exchange reserves. By opening a letter of credit the banks promote foreign trade. The banks are not simply collecting funds but also serve as a guide to the customer investment of their funds. The policy of banks is an instrument in wide dispersal of credit in country. It is said that if the banking system in a country is effective, efficient and disciplined, it brings about a rapid growth in the various sectors of the economy. Conclusion: After a deep study about the role of State Bank of India in the development of industrial sector, we arrive at the conclusion that without the financial assistance, the industrial sector cannot seek growth and this financial assistance can only be provided by banking sector, and major contribution to this is by commercial banks. State Bank India generally acts as a development bank and provides short and long term loans to entrepreneurs to invest in new enterprises and adopt new methods of production. As soon as the SBI has caught growth, there has been noticeable growth in trade and industry. BIBLIOGRAPHY www.stockmarketsreview.com//state_bank_of_india_outperforming_itself_20091028_1000070/ http://en.wikipedia.org/wiki/Economy_of_India http://en.wikipedia.org/wiki/India www.statebankofindia.com/ http://www.slideshare.net/Mustafaseady/role-of-commercial-banks-in-the-economic-development-of-a-country www.blurtit.com/q212234.html www.akdn.org/india_economic.asp http://finance.indiamart.com/in_india/state_bank_india.html www.iimcal.ac.in/community/consclub/ppts/bankingAndFinance.pp

Monday, August 19, 2019

Bringing the Dead Christ to the Patron in the Christian Tradition :: essays papers

Bringing the Dead Christ to the Patron in the Christian Tradition Art during the Christian tradition was produced to enhance the worship of saintly figures by church patrons. Paintings were not only used to tell a biblical story but also to form emotional connections between the patrons and the principles of the church. Artists in the Christian tradition strived to portray events of religious importance with maximum drama to make a lasting impression. They did this by applying artistic advances in ways that draw the patron into the painting. One such event was the death of Christ. While the artists in Florence were starting to practice the potential maximization of the individual, very different things were happening up in Flanders. The region, fresh out of the dark ages, was very centered on religion. Thomas a Kempis taught in his Imitatio Christi that the individual should devote their lives to living a more Christian life and should rid themselves of all secular things. People in this region were also interested in the philosophies of Aristotle and nominalism rather than in Plato as were the people of Florence, who would again search for the perfect ideal during the renaissance. The lack of interest in secular knowledge can be seen in Rogier Van Der Weyden’s Deposition (1435, see figure 1). The artists of Flanders had no interest in the study of the nude; therefore the figures in Deposition have oblong proportions and unnatural balance. However, the Flanders artisans had developed certain techniques, which made their works advanced in certain aspects. For centuries, monks in the area had been illuminating their manuscripts with extreme precision. This focus on detail is seen in Deposition. Every last hair is individualized and patterns on the drapery are painted to the very thread. The faces are no longer stylized but individualized so that you might recognize one of them if you saw them on the street. The advent of oil paint made the scene much more vibrant and allowed artists to paint and repaint over an area, being able to visualize the exact color before it was applied. This new technique far surpassed the limitations of tempera that was being used in Italy. The most important aspect of Deposition is the symbolic tie it makes between the patron and the church. It portrays the sorrow of Christ’s death at the agony of His loss.

Sunday, August 18, 2019

Essay on Blanche DuBois in Tennessee Williams A Streetcar Named Desi

The Destruction of Blanche in A Streetcar Named Desire  Ã‚     Ã‚   A Streetcar Named Desire is an intricate web of complex themes and conflicted characters. Set in the pivotal years immediately following World War II, Tennessee Williams infuses Blanche and Stanley with the symbols of opposing class and differing attitudes towards sex and love, then steps back as the power struggle between them ensues. Yet there are no clear cut lines of good vs. evil, no character is neither completely good nor bad, because the main characters, (especially Blanche), are so torn by conflicting and contradictory desires and needs. As such, the play has no clear victor, everyone loses something, and this fact is what gives the play its tragic cast. In a larger sense, Blanche and Stanley, individual characters as well as symbols for opposing classes, historical periods, and ways of life, struggle and find a new balance of power, not because of ideological rights and wrongs, but as a matter of historical inevitability. Interestingly, Williams finalizes the resol ution of this struggle on the most base level possible. In Scene Ten, Stanley subdues Blanche, and all that she stands for, in the same way men have been subduing women for centuries. Yet, though shocking, this is not out of keeping with the themes of the play for, in all matters of power, force is its ultimate manifestation. And Blanche is not completely unwilling, she has her own desires that draw her to Stanley, like a moth to the light, a light she avoids, even hates, yet yearns for. A first reader of Scene Ten of the play might conclude that sex between Stanley and Blanche seems out of place. It might not ring true given the preceding circumstances. There is not much overt sexual tensi... ...al mechanism, and desire only a function of reproduction. Yet, it is not so. Individual human destiny is much stronger than the force of history if only individuals grapple with who they are and the forces pressuring them, and have the courage to meet the mass wave head on. Perhaps no one in this play does so, but the desire is there and we can learn from their failure. Works Cited Bloom, Herald (ed.).   Tennessee Williams.   New York: Chelsea House, 1987. Donahue, Francis.   The Dramatic World of Tennessee Williams.   New York: Frederic Ungar Publishing Co., 1964. Hirsch, Foster.   A Portrait of the Artist-The Plays of Tennessee Williams.   London: Kennikat Press, 1979. Londre, F.H.   Tennessee Williams.   New York: Frederic Ungar Publishing Co., 1979. Williams, Tennessee.   A Streetcar Named Desire.   Stuttgart: Phillip Reclam, 1988.       Â